About.
Operating since 1994, Western Fintrade has been at the forefront of payment financing.
Western Fintrade is a Non-Banking Financial Company (NBFC) with a legacy dating back to 1994, when it commenced operations focused on SME financing within the real estate and infrastructure materials sector, a segment it continues to actively serve today. Building on decades of credit underwriting expertise and deep sectoral relationships, the company has evolved into a modern lending platform offering payment-linked credit solutions, including NRI personal credit, export receivable-backed financing, fintech settlement overdraft facilities enabling real-time (T+0) payments, and SME invoice discounting. Western Fintrade combines traditional financial discipline with embedded fintech infrastructure to deliver secure, compliant, and scalable access to credit for individuals, businesses, and regulated payment platforms across both domestic and cross-border ecosystems.

Shrikant Bhalerao
Managing Director
A seasoned global fintech leader with over 15 years of experience spanning payments, banking and financial services (BFSI), lending, and emerging technologies. He has led the development and scaling of cross-border payment infrastructure, credit platforms, and digital financial products across multiple markets.

Akshay Soam
Head of Engineering
Former HSBC and fintech technology professional with over 10 years of experience in financial technology systems and platform engineering. He is CFA Level I certified and holds a Master’s degree in Artificial Intelligence and Machine Learning from the University of Liverpool, UK, bringing deep expertise in scalable fintech architecture and data-driven innovation.


Rabindra Sahu
Arnab Sarkar
Finance & Compliance
Head of Business & Operations
A highly experienced Chartered Accountant with CISA and MF certifications, bringing over 15 years of expertise in accounting, financial governance, compliance, and regulatory reporting. He supports businesses in strengthening financial controls, ensuring regulatory adherence, and achieving sustainable financial growth.
A 15+ year NBFC and banking professional with prior experience at Canara Bank, Shaan Finance (NBFC), and Efundzz Fintech. He specializes in credit operations, business scaling, partner management, and execution of financial service programs across regulated environments.

Bharatbhai Patel
Chairman & Director
An accomplished NBFC industry leader and serial entrepreneur with over 25 years of experience in financial services, lending, and business development. He has built and scaled multiple financial ventures while providing long-term strategic leadership and governance.